Quotes from Warren Buffet

 Are you a participant in a 401K, 403B, Pensions Plan, Profit Sharing Plan, or other similar plan? If yes, do you expect to roll over your plan assets to an IRA some day? If yes, are you prepared to choose investments yourself? Most of us are not. We may have some...

Do You Need Nar-Anon?

 Addiction is a disease that creates a lot of pain and sorrow. Reaching out for some relief and sanity becomes priority for most. If you’re experiencing the chaos of this disease, take a minute to answer these questions; Do you lie awake worrying about this person?...

How Much Should You Be Spending Each Month?

 Exactly how many dollars you spend each month depends, of course, on your income. But there is one universal rule: You should always spend less than you earn. That’s the only way you can be sure there’s room in your budget for saving, which is how you’ll reach your...

What’s New at College of the Canyons

 We checked in with seven College of the Canyons faculty members to chat about what’s new and exciting on campus this fall, how their programs are creating career opportunities for our community members, and what future COC students can be doing now to prepare for a...

The Business Directory – August 2018

From lawyers to tax consultants to accountants and everything in between, this month’s business guide will show you just how convenient and easily accessible any kind of service can be. The August Business Guide is your “one stop shop” for all the contact information...

Planning for the Rising Costs of Health Care

Longer lifespans and rising health care costs are driving investors to control their financial exposure to uncovered bouts of care—particularly in retirement. The United States spends more than $3 trillion a year on health care, or nearly $10,000 per person. Overall...

Are You Worried About Being Audited?

Now that you have filed your taxes for 2017, you may wonder what your risk is of an audit by the IRS. The good news is that audits have become less likely. The agency has trimmed back despite the growth in population, and the number of audits has dropped 40 percent...

Help! I’m Divorcing a Narcissist!

Divorcing a narcissist is the most expensive, painful and prolonged divorce one can endure. It takes forever to get through the court system with these people, and even when you do, you have to force their compliance with court orders with more court intervention and...

Possibilities, Potentials, and Opportunities

 When I think of the word possibilities, I think of all things possible in the universe for a given situation. When I think of the word potentials, I think of all that I am currently capable of, or can become capable of. When I think of the word opportunities, I think...

Common Bankruptcy Fears and What to Do About Them

 The word “bankruptcy” is packed with all sorts of negative emotional triggers. It sounds bad — even dirty. It’s embarrassing. (What if people find out?!) People paint ugly pictures of what their lives will look like post-bankruptcy. But it’s not true. Bankruptcy is...

Possibilities, Potentials, and Opportunities

 When I think of the word possibilities, I think of all things possible in the universe for a given situation. When I think of the word potentials, I think of all that I am currently capable of or can become capable of. When I think of the word opportunities, I think...

Be Careful Around Construction Sites

 Construction Site Accidents generally cause serious injuries. Imagine a site where different subcontractors such as plasterers, plumbers, concrete subcontractors, framers, roofers, sheet metal workers, painters, and electricians work side by side, sometimes sharing...

Before you Say I Don’t, Please Do…

 Saying “I don’t” is a hard decision to make. Maybe something just happened or maybe it’s been years in the making.  Before filing for divorce or separation, there are some steps you should take to make sure you are ready for the impending battle. Note: Not every case...

California Tax Audit Dilemmas

The Franchise Tax Board (FTB), which is responsible for enforcing California Income Tax laws, is not California residents’ and businesses’ best friend. This is especially true with the individual tax rate at 13.3 percent and business rate at 8.84 percent. Furthermore,...

Investing Basics Part one of two

 Why invest? You can build wealth. Investments can provide you the opportunity to make money outside of your paycheck through dividends, interest and capital gains. Over time, compounding—when the return on your investment earns a return of its own—can help the money...

Managing a Trust or Estate

Managing a trust or estate has many challenges including investments, valuations, trustee/executor concerns, beneficiary concerns, and legal and accounting issues. You as the trustee/executor have the responsibility to make sure it all gets done. Some CPA’s are...

Finding Hope When Facing Bankruptcy

A lot of people end up filing bankruptcy when they get to the point of feeling hopeless about their financial problems. Despite what others may think, there is no shame in needing a second chance to secure your financial future. Bad things can happen to good people as...

Tax Considerations for California Residents

 The new tax law will prove beneficial for millions of Californians. However, there are also many who will receive a significant blow due to high property taxes and a reduction in the number of allowable deductions. Regardless, whether you stand to prosper or pay more...

New Credit-Scoring Model

  ADVERTISE WITH US CLICK HERE The Game of Hope – In It To Win It – The Annual Circle of Hope Afternoon Tea Returns by The Magazine of Santa Clarita | Aug 30, 2018 | Community  On October 6, Circle of Hope will be hosting their Annual Afternoon Tea...